Assentt Funding builds the binder: mortgage pre-approval or refinance documents, or a Canada Small Business Financing Program (CSBFP) package — then qualifies the file and exports a versioned underwriting PDF.
Open the workplace, pick a path, and fill the vault. No credit card to start.
Start from the deal you are packaging — home purchase, refinance equity takeout, or a CSBFP business loan — and get the checklist and qualification rules that match.
Build the document package Canadian lenders expect before a commitment letter — income, liabilities, down-payment trail, and property items when you have an address.
Package a refinance with the 80% LTV hard cap, stress-tested debt service, and self-employed mortgage documents when income is not a T4.
Assemble a CSBFP loan application with eligible assets, registration fee, statutory caps toward $1.15M, and DSCR screened at 1.20x under program stress rates.
Assentt Funding runs OSFI B-20 stress, GDS·TDS, LTV, and CSBFP DSCR against the data in the application — then shows what still blocks underwriting.
Mortgage GDS, TDS, and LTV — or CSBFP DSCR — come from Assentt Funding engines. Plain language around the number. Never a made-up ratio.
Issue flags name the gap: missing bank statements, thin DSCR, LTV over the refinance cap. Fix the vault, re-run, watch readiness move.
Funding readiness reflects checklist coverage plus a clean qualification run — so you stop guessing whether the package is complete.
The same four moves on every file — so readiness means the same thing every time.
Pick purchase, refinance, or CSBFP. Capture the borrower, income, credit, liabilities, and property or use of funds.
The checklist matrix for that file type stays visible until each document lands — mortgage pre-approval or CSBFP assets alike.
Run B-20 / GDS·TDS / LTV or CSBFP DSCR. Clear issue flags. Re-run until the file is clean.
Download a versioned lender-ready package: underwriting note plus checklist index. Edit again? Regenerate v4.
Invite the people who help complete the package — without leaking broker conversations across engagements.
Invite your accountant into the same document package and readiness view — one upload trail, not a second portal.
Invite more than one broker. Each engagement keeps its own conversation. Brokers never see each other’s chats.
Open Assentt Funding, choose purchase, refinance, or CSBFP, and build a binder underwriting can open without chasing email attachments.